This is how I have been feeling. We got the offer on the house and as we have been packing and getting ready for our move the date has been changed multiple times. Hopefully we have had our last change and it will officially happen at the end of the month.
I'm really having a problem with mortgage company underwriting. They take WAY to long to do what they have to do. I understand that they are worried about having a problem, but they can't see the future to know for sure and so they take it out on anyone and everyone. Yes, we have a housing problem right now. Yes, it was brought on by the fact that they had allowed anyone and everyone to get a mortgage, whether they should have or not. I understand that, but do they know if we will loose a job? Did they know that any of those others would loose their jobs? NO!! It sure seems like they have gone backward rather than forward in reguards to how to handle this mess. Taking weeks and weeks to do something that should have only taken weeks is a joke. Do they really know any more now than they did then? I really don't think things have changed that much to warrent something like this.
Our buyers are having to re-verify their income. What difference does it really make? Now, if they had lost a job or something of a sort that would make so much more sense, but really, come on people. Move things along or stay in this housing slump FOREVER!!
Obviously, I don't have much of an opinion. :) We are excited to hopefully have a true ending date, we'll know for sure as we get closer.
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